San Diego Property Tax Rate by ZIP Code
The San Diego County property tax rate isn't one number — it's the 1% Proposition 13 base plus each area's voter-approved debt, so it varies by ZIP. Below is the typical ad-valorem rate for 96 San Diego County ZIP codes, from the Auditor & Controller tax rates, with a typical assessed value and bill for each. Enter your ZIP and home value below to estimate your own bill, or search the full table.
Quick answer: across 96 San Diego County ZIP codes the typical property tax rate runs about 1.0611%–1.2511% of assessed value (median 1.1643%). It's highest in ZIP 91945 (Lemon Grove) at 1.2716% and lowest in 92036 (Julian) at 1.0379%.
Ad-valorem only (excludes Mello-Roos and fixed direct assessments); a typical rate for the ZIP, not your parcel's exact Tax Rate Area. Typical value/bill are the single-family median, with a per-type breakdown (single-family, condo, 2-4-unit) on each ZIP.
Enter your ZIP code to see its typical property tax rate and estimate your bill.
Highest and lowest property tax ZIP codes in San Diego County
Ranked by typical ad-valorem rate (1% Proposition 13 base plus each area's voter-approved debt). A higher rate reflects more voter-approved school and municipal bonds in that area — not a higher assessment.
| Highest rates · ZIP | Area | Rate |
|---|---|---|
| 91945 | Lemon Grove | 1.2716% |
| 92119 | San Diego | 1.271% |
| 92173 | San Ysidro | 1.2655% |
| 92037 | La Jolla | 1.2511% |
| 92101 | San Diego | 1.2511% |
| Lowest rates · ZIP | Area | Rate |
|---|---|---|
| 92036 | Julian | 1.0379% |
| 92003 | Bonsall | 1.0457% |
| 92060 | Palomar Mountain | 1.05% |
| 92118 | Coronado | 1.0533% |
| 92082 | Valley Center | 1.057% |
Showing 96 of 96 ZIP codes.
| ZIP | Area | Typical rate | Typical home value | Typical annual tax |
|---|---|---|---|---|
| 91901 | Alpine | 1.1203–1.1273% | $652,027 | $7,350 |
| 91902 | Bonita | 1.1875% | $623,889 | $7,409 |
| 91905 | Boulevard | 1.0663% | $259,782 | $2,770 |
| 91906 | Campo | 1.0862% | $312,120 | $3,390 |
| 91910 | Chula Vista | 1.1711–1.1875% | $460,774 | $5,472 |
| 91911 | Chula Vista | 1.1711–1.1875% | $399,618 | $4,745 |
| 91913 | Chula Vista | 1.1711–1.1875% | $625,800 | $7,329 |
| 91914 | Chula Vista | 1.1711% | $814,324 | $9,537 |
| 91915 | Chula Vista | 1.1711% | $649,994 | $7,612 |
| 91916 | Descanso | 1.0862% | $427,017 | $4,638 |
| 91917 | Dulzura | 1.1805% | $386,705 | $4,565 |
| 91932 | Imperial Beach | 1.2038% | $395,753 | $4,764 |
| 91934 | Jacumba | 1.0663% | $130,667 | $1,393 |
| 91935 | Jamul | 1.1711–1.1875% | $650,185 | $7,675 |
| 91941 | La Mesa | 1.1711–1.2866% | $582,782 | $6,970 |
| 91942 | La Mesa | 1.196% | $457,944 | $5,477 |
| 91945 | Lemon Grove | 1.2716% | $392,276 | $4,988 |
| 91950 | National City | 1.174% | $288,956 | $3,392 |
| 91962 | Pine Valley | 1.0663–1.0862% | $439,275 | $4,771 |
| 91963 | Potrero | 1.0862% | $317,447 | $3,448 |
| 91977 | Spring Valley | 1.174–1.181% | $426,060 | $5,032 |
| 91978 | Spring Valley | 1.1641–1.181% | $525,240 | $6,166 |
| 92003 | Bonsall | 1.0457% | $864,742 | $9,043 |
| 92004 | Borrego Springs | 1.0683% | $275,000 | $2,938 |
| 92007 | Cardiff By The Sea | 1.057% | $806,905 | $8,529 |
| 92008 | Carlsbad | 1.0783% | $759,290 | $8,187 |
| 92009 | Carlsbad | 1.0753–1.1348% | $990,309 | $10,679 |
| 92010 | Carlsbad | 1.0783% | $716,813 | $7,729 |
| 92011 | Carlsbad | 1.0783% | $878,972 | $9,478 |
| 92014 | Del Mar | 1.0638–1.0688% | $1,468,352 | $15,620 |
| 92019 | El Cajon | 1.1641–1.1711% | $572,720 | $6,707 |
| 92020 | El Cajon | 1.1711–1.181% | $511,799 | $5,994 |
| 92021 | El Cajon | 1.1641–1.1711% | $501,092 | $5,868 |
| 92024 | Encinitas | 1.0753% | $901,072 | $9,689 |
| 92025 | Escondido | 1.124–1.1401% | $552,038 | $6,294 |
| 92026 | Escondido | 1.057–1.1401% | $533,813 | $5,642 |
| 92027 | Escondido | 1.124–1.1401% | $486,386 | $5,545 |
| 92028 | Fallbrook | 1.0457–1.0732% | $624,684 | $6,704 |
| 92029 | Escondido | 1.124–1.1401% | $730,488 | $8,328 |
| 92036 | Julian | 1.0379–1.0689% | $375,303 | $3,895 |
| 92037 | La Jolla | 1.2511% | $1,762,875 | $22,055 |
| 92040 | Lakeside | 1.1832–1.1902% | $470,028 | $5,594 |
| 92054 | Oceanside | 1.1174% | $539,762 | $6,031 |
| 92056 | Oceanside | 1.1174–1.1295% | $460,875 | $5,206 |
| 92057 | Oceanside | 1.1174–1.1295% | $476,030 | $5,319 |
| 92058 | Oceanside | 1.1104–1.1174% | $456,795 | $5,104 |
| 92059 | Pala | 1.05–1.0697% | $723,261 | $7,737 |
| 92060 | Palomar Mountain | 1.05% | $234,090 | $2,458 |
| 92061 | Pauma Valley | 1.05–1.057% | $595,546 | $6,295 |
| 92064 | Poway | 1.1281% | $717,026 | $8,089 |
| 92065 | Ramona | 1.057% | $554,221 | $5,858 |
| 92066 | Ranchita | 1.0603% | $275,000 | $2,916 |
| 92067 | Rancho Santa Fe | 1.0611–1.0674% | $2,976,688 | $31,773 |
| 92069 | San Marcos | 1.1425% | $535,501 | $6,118 |
| 92070 | Santa Ysabel | 1.0603–1.0689% | $456,373 | $4,878 |
| 92071 | Santee | 1.1643–1.1713% | $488,083 | $5,717 |
| 92075 | Solana Beach | 1.0611% | $1,099,433 | $11,666 |
| 92078 | San Marcos | 1.1115–1.1425% | $761,894 | $8,705 |
| 92081 | Vista | 1.1295–1.1425% | $551,634 | $6,231 |
| 92082 | Valley Center | 1.057% | $680,121 | $7,189 |
| 92083 | Vista | 1.1295% | $423,608 | $4,785 |
| 92084 | Vista | 1.1225–1.1295% | $525,151 | $5,932 |
| 92086 | Warner Springs | 1.0603% | $390,148 | $4,137 |
| 92091 | Rancho Santa Fe | 1.0611–1.0674% | $1,896,378 | $20,122 |
| 92101 | San Diego | 1.2511% | $573,500 | $7,175 |
| 92102 | San Diego | 1.2511% | $321,642 | $4,024 |
| 92103 | San Diego | 1.2511% | $821,639 | $10,280 |
| 92104 | San Diego | 1.2511% | $562,295 | $7,035 |
| 92105 | San Diego | 1.2511% | $315,222 | $3,944 |
| 92106 | San Diego | 1.2511% | $956,531 | $11,967 |
| 92107 | San Diego | 1.2511% | $795,905 | $9,958 |
| 92108 | San Diego | 1.2511% | $691,524 | $8,652 |
| 92109 | San Diego | 1.2511% | $947,117 | $11,849 |
| 92110 | San Diego | 1.2511% | $639,788 | $8,004 |
| 92111 | San Diego | 1.2511% | $461,500 | $5,774 |
| 92113 | San Diego | 1.2511% | $253,225 | $3,168 |
| 92114 | San Diego | 1.2511% | $312,513 | $3,910 |
| 92115 | San Diego | 1.2511–1.271% | $497,012 | $6,218 |
| 92116 | San Diego | 1.2511% | $628,649 | $7,865 |
| 92117 | San Diego | 1.2511% | $509,098 | $6,369 |
| 92118 | Coronado | 1.0533% | $1,356,285 | $14,286 |
| 92119 | San Diego | 1.271% | $512,643 | $6,516 |
| 92120 | San Diego | 1.2511–1.271% | $575,161 | $7,196 |
| 92121 | San Diego | 1.2087–1.2511% | $896,808 | $11,220 |
| 92122 | San Diego | 1.2511% | $676,432 | $8,463 |
| 92123 | San Diego | 1.2511% | $504,778 | $6,315 |
| 92124 | San Diego | 1.2511% | $576,516 | $7,213 |
| 92126 | San Diego | 1.2511% | $444,280 | $5,558 |
| 92127 | San Diego | 1.057–1.1331% | $1,064,862 | $11,309 |
| 92128 | San Diego | 1.062–1.1331% | $704,379 | $7,981 |
| 92129 | San Diego | 1.031–1.1331% | $661,971 | $7,501 |
| 92130 | San Diego | 1.0434–1.0688% | $1,219,158 | $13,030 |
| 92131 | San Diego | 1.2473–1.2511% | $862,468 | $10,790 |
| 92139 | San Diego | 1.2511% | $326,686 | $4,087 |
| 92154 | San Diego | 1.1925–1.2655% | $394,029 | $4,791 |
| 92173 | San Ysidro | 1.2158–1.2655% | $319,511 | $4,043 |
How precise is this? A ZIP can span several Tax Rate Areas, so the figure above is typical for the ZIP, not your parcel's exact rate. To see the exact rate by Tax Rate Area, use the San Diego rate explorer →
Frequently Asked Questions
What is the property tax rate in San Diego by ZIP code?
Across San Diego County the ad-valorem property tax rate for most ZIPs runs about 1.0611% to 1.2511% of assessed value (the middle 80% of ZIPs), with a median near 1.1643% — the 1% Proposition 13 base plus each area's voter-approved debt. Some areas run higher; see the highest/lowest ZIP list above. It varies by ZIP because voter-approved school and district bonds differ from area to area.
Why does the property tax rate differ by ZIP code?
The 1% Proposition 13 base is the same everywhere, but each Tax Rate Area adds its own voter-approved bond debt (schools, community colleges, cities, special districts). ZIP codes in areas with more approved bonds have higher total rates. A single ZIP can span more than one Tax Rate Area, so the figure shown is a typical rate for that ZIP, not your parcel's exact rate.
Are these typical home values single-family only?
The headline typical value for each ZIP is the single-family median where available. Using the SanGIS Assessor use code, each ZIP also breaks the typical assessed value and bill down by property type — single-family, condo, and 2-4-unit residential income. They're existing-owner Proposition 13 medians and a helpful area benchmark; your own bill is your assessed value times your parcel's Tax Rate Area rate.
Are Mello-Roos and special assessments included in these rates?
No. These are ad-valorem rates only (the 1% base plus voter-approved debt). Mello-Roos / Community Facilities District special taxes and fixed direct assessments are billed separately and can add hundreds to a few thousand dollars a year on some parcels.
Learn More
Educational estimates only, not official bills. Rates are ad-valorem only (excluding Mello-Roos and fixed direct assessments) and are typical for the ZIP, not your parcel's exact Tax Rate Area. Typical assessed values and bills are existing-owner Proposition 13 medians, classified by the SanGIS Assessor use code into single-family, condo, and 2-4-unit. Source: San Diego County Auditor & Controller tax rates and the San Diego County Assessor / SanGIS parcel roll.